Biden / Trump - Americki izbori 2020

[Gandalf]

18 minutes ago, Dimitrije said:

Mislim da je rast od 1996. do 2008. posledica toga sto je stasala generacija crnaca koji su rodjeni nakon reformi koje je napravio LBJ sredinom 1960.  U tom razdoblju stasala je generacija crnaca koji su imali prilike da se obrazuju i podignu sa nivoa siromastva na nivo srednje klase.

konzervativni smradovi, ali je tačno da su Klintonisti radili citirano. ovo o credit-deprived areas deluje kao kvalitetan eufemizam.

 

https://www.cnbc.com/2016/05/28/are-the-clintons-the-real-housing-crash-villains.html

Under Clinton's Housing and Urban Development (HUD) secretary, Andrew Cuomo, Community Reinvestment Act regulators gave banks higher ratings for home loans made in "credit-deprived" areas. Banks were effectively rewarded for throwing out sound underwriting standards and writing loans to those who were at high risk of defaulting. If banks didn't comply with these rules, regulators reined in their ability to expand lending and deposits.

These new HUD rules lowered down payments from the traditional 20 percent to 3 percent by 1995 and zero down-payments by 2000. What's more, in the Clinton push to issue home loans to lower income borrowers, Fannie Mae and Freddie Mac made a common practice to virtually end credit documentation, low credit scores were disregarded, and income and job history was also thrown aside. The phrase "subprime" became commonplace. What an understatement.

Next, the Clinton administration's rules ordered the taxpayer-backed Fannie and Freddie to expand their quotas of risky loans from 30 percent of portfolio to 50 percent as part of a big push to expand home ownership.

Edited January 9, 2021 by Gandalf

[aram]

1 hour ago, Gandalf said:

AA

Alcoholics Anonymous?

[Gandalf]

1 minute ago, aram said:

Alcoholics Anonymous?

 

AfroAmeri

[apostata]

[morgana]

meni je ovo bas onako ljepuskasto, pa neka je i pred kraj mandata

tiktok ban 

[Redoran]

4 hours ago, apostata said:

 

Prvi amandman garantuje da nikome neće biti zakonski uskraćeno pravo da nešto kaže ali ne garantuje pravo na objavu u medijima. U domenu objave stvar se svodi na vaskoliko tržište odnosno upravo na onaj argument o privatnom vlasništvu tvitera. Drugi par cipela je to što tviter, google i YT praktično imaju monopol na vesti pa ako nisi tamo onda nisi ni vest - ali to njima ne nameće zakonsku odgovornost da te puste u etar. Kod njih su i nož i pogača, dok neko najzad ne skupi cojones da ih stavi u ozbiljan i strog zakonski okvir.

[Gandalf]

12 minutes ago, apostata said:

...

socdemokratski ciljevi, tržišne metode. 

[vememah]

13 minutes ago, apostata said:

 

Članak s detaljima:

https://www.axios.com/platforms-social-media-ban-restrict-trump-d9e44f3c-8366-4ba9-a8a1-7f3114f920f1.html

[radisa]

Banovali ga i sa TikToka... :(

[apostata]

 

[Tsai]

3 minutes ago, radisa said:

Banovali ga i sa TikToka... :(

 

Umirem od smeha jbt. Pamticemo ovih godinu i po, dve, do kraja zivota 

[namenski]

22 minutes ago, apostata said:

Jebes more to, nego jel' ono nuklearno коферче jos kod njega, obaska sto je on i ovako banovan vrhovnokomandujuci svekolikih oruzanih snaga USA?

 

Ako se stvarno^tm naljuti, banovace nas sve dzumle... 

[radisa]

1 minute ago, namenski said:

Jebes more to, nego jel' ono nuklearno коферче jos kod njega, obaska sto je on i ovako banovan vrhovnokomandujuci svekolikih oruzanih snaga USA?

 

Ako se stvarno^tm naljuti, banovace nas sve dzumle... 

Mislim da on ne može sam da pokrene koferče, sve i da sad hoće...

[apostata]

Pa to i jeste ono najsmješnije čovjek ima pristup šiframa nuklearnog arsenala, a ne može na jebeni twitter.

3 minutes ago, namenski said:

Jebes more to, nego jel' ono nuklearno коферче jos kod njega, obaska sto je on i ovako banovan vrhovnokomandujuci svekolikih oruzanih snaga USA?

 

Ako se stvarno^tm naljuti, banovace nas sve dzumle... 

 

[Lord Protector]