Dobra plata, dobro mesto, jeftin real estate

[Аврам Гојић]

+1 To bi mi omogućilo da budem bezbroj puta korisniji no sad.

Ne zelim da budem koristan nego da se bavim plemenitim hobijima.

[noskich]

Ne zelim da budem koristan nego da se bavim plemenitim hobijima.

Jasno, rad radi rada mora biti nekoristan, dok rad radi novca mora biti koristan.Ljudi rade da bi bili korisni, a ne da bi dobili platu.

[Indy]

Ne zelim da budem koristan nego da se bavim plemenitim hobijima.

Ja sam mislio da ti to vec radis?

[noskich]

Pa to, to je jedini način za život kakav noskich želi.A ni to nije izvan sistema, naravno.Sve drugo je tlapnja,U stvari, idealan primer za takv život je lik iz knjige Sve o dečaku, Nika Hornbija, kojem je je tata u nasleđe ostavio autorska prava na jednu pesmu, koju su pevali svi veliki pevači i nalazi se na svakoj božićnoj kompilaciji. Čovek radi tačno ono što voli, ništa, a pare samo pristižu.

Potpuno netacno. Poenta nije da ne radis nista, bogatstvo ne garantuje finansijsku nezavisnost vec odnos prihoda i rashoda. Neko ko je nasledio/dobio na lutriji/dopisi dalje nije nezavistan niti samosvojan jer ne zna kako da sam sebi obezbedi prihode.Sve je to mnogo mnogo puta ovde ponovljeno, ali rob koji ne zeli da vidi da je rob to ne cuje.Idemo dalje.Ovo zasluzuje da se kopira ovde: http://earlyretirementextreme.com/not-enjoying-life-in-extreme-early-retirement.htmlOne of the most common objection consumers have to extreme early retirement is that it’s impossible to enjoy life on a low budget and therefore not worthwhile. That spending 75% of the best daylight hours working 9-5 so they can afford to “live a little” for the next 40 years is a better strategy.I’ve heard many of these objections and they all boil down to statements like this (which I lifted off the comment thread of a single article about extreme early retirement)“…shouldn’t wait for tomorrow, but have fun now”“…can’t afford little luxuries”“…don’t want to live in austerity”“…doesn’t enjoy good food”“…going to be missing out on concerts, games, toys…”“…can’t buy nice gifts”“…should live for the moment and don’t count on an uncertain future”“…can’t buy a collection of nice shoes and purses”“…never leaves the house”“…has no life”This pattern of objections is repeatable. It happens every single time. In general, if you ask the average consumer what enjoying life is all about, it distills to the following trifecta: buying tickets, going to restaurants, and shopping. That’s it. Those three things are all there is to enjoying life. The uninformed opinion is that if you don’t have these these three things in your life, your life sucks. I know, because that’s what I used to think. And it’s also what consumers keep bringing up.It’s true too! But only insofar that you’re unaware of any alternatives to buying tickets, going to restaurants, and shopping.When I first started saving massive amounts of money by reducing my spending, I had no replacements. Now, if you have no other known way to enjoy life than pulling out your credit card to buy something, then having cut up your credit card is going to suck. By not spending, you just lost the only way you know how to have fun.What to do?Well, once “your eyes are opened”—after some investigative effort on your part which is as easy as clicking on a link these days, you’ll find that there are tons of things to do. Especially once your time is fully liberated. All you have to do is learn about them.Here’s a list of things I did after retiring from my career at 33. Work:Quit a career that I didn’t enjoy.Started a new career that I do enjoy.Sports:Placed 1st and 2nd in 2010 in two bay regatta series on a J/105 (35′ yacht) [was out on the water racing almost every week]On the winning team of the city’s roller hockey league four seasons in a row (center forward)Various bike rides (3 centuries) around the east bay. Also a grind up Mt Diablo.3 years of Japanese swordsmanship (three times per week).Clean&Press 2×70 kettlebells.Skills/hobbies:Bike repairFurniture makingGardeningHam radioBook publishingInvestingProfitable projects/business/second income:Freelance editingBook sellingNonprofit startup foundingWritings:The ERE book + another one.The ERE blog/wikiVarious magazine articlesReadings:LotsAdventures:Lived in an RV (I consider that an adventure. Not an austerity measure.)Ocean racingDinghy sailing on the local lakes and estuariesMountain biking in the hills of the east bayRoad biking around the east bayLong distance running (only 13 miles, but self supported in 90F)A trip to Yellowstone and Nevada desertA road/tent camping trip to Portland, OR and back againA road trip across the country. It might surprise you just how little money I spent on all this. But it was not a lot. It was less than what the average household spends on furniture per year.This is just my list. My idea of fun is mainly mastering various skills (intellectual, technical, and sports) and creating big projects. Other people have other ideas of what fun is. The point is, you can almost always find a low/no-cost way to have fun no matter what your interests are. Do you want to travel? You could move to South America for a few months and live there ERE style for $300/month. Here are some other examples from other people pursuing ERE: http://forum.earlyretirementextreme.com/topic.php?id=3479Sad drugi primer: We saved for several years and left our full-time jobs at 32, beginning a road trip in our 1970s Volkswagen hippie-van despite the fact that we are not hippies at all. We traveled in the van for three years through 24 countries in Latin America and Africa. Neither of us had any idea how to fix the thing when it broke, which it did frequently. We did not speak any African language and had no experience shipping a vehicle. Needless to say, we learned a lot and used Macgyver skills we didn't know we had. Upon returning to the U.S. we decided to turn around and go back to South Africa where we lived for a year and wrote a book about the trip. Then we started a small publishing company, printed up a roomful of books and began a speaking tour in the U.S.. I hated public speaking (quickly got over that) and we knew nothing about publishing, web design, marketing, PR.... etc. Some of it we figured out as we went and some of it we cobbled together so that it was good enough. Less than perfect but better than not doing it at all. When the books were all sold we started a year-and-a-half long bicycling trip, first down the West Coast of the U.S. and then through Thailand, Laos, Cambodia, Vietnam, Malaysia and Singapore. At the end of the trip I did the Ironman 70.3 in Singapore. We knew little about bike maintenance when we started. We learned. Started another business. Got a job managing an apartment complex in exchange for free rent. Learned how to use Photoshop and how to bicycle in a paceline without causing a crash. Took a motorcycle course and got my motorcycle license without ever having ridden a motorcycle on the road. Flew to India, obtained a motorcycle and rode it on the road for the first time in Karol Bagh, Delhi. Promptly crashed into the back of an auto-rickshaw. Somehow survived the next six months in the country. Did lots of yoga but still cannot touch my toes. Hiked to Everest basecamp in Nepal. Did lots of meditation but still call myself Ego. Experienced the joy of watching my wife win a road race in Thailand. Sailed and kayaked on Halong Bay, Vietnam. Sat in a hammock on a beach on Koh Samui for two months, pondering what I wanted to do with my life next. Returned home, started another part-time business. Got a part-time job managing a senior apartment complex. Have found it as fascinating as motorcycling though India. Also another part-time job teaching spinning at the YMCA. Absolutely LOVE IT. Regained a love of music through the making of the classes. On the horizon... Kilimanjaro, a meditation retreat, Mexico City, cycling Morocco, Turkey, obtaining Italian citizenship, learning to scull, helping my wife promote her new yoga business by wearing a sombrero and a yoga mat draped over me like a sarape while standing at a stoplight handing out fliers to motorists (hopefully not anyone I know). So let’s compare that list to the rather expensive entertainment budget of the average consumerBuying tickets to see a 4 hour long game.Eating a steak at a restaurantShopping… for 40 years … maybe interspersed with a trip to Disneyland or some other country. That’s okay if you enjoy that. But there are also many other things to do. What I’m saying is that not spending money is not limiting. Edited April 15, 2013 by noskich

[noskich]

http://www.raptitude.com/2010/07/your-lifestyle-has-already-been-designed/

[noskich]

http://en.wikipedia.org/wiki/Simple_living

[Indy]

Simple living ne kaze nista za pristup internetu...? Zajebavam malo, ne zameri.Moji baba i deda su tacno tako ziveli, ali do u detalj.

[noskich]

Zanimljiv tekst o vecitoj dilemi: da li se baviti onim sto se voli ili onim cime se placaju racuni - http://www.raptitude.com/2009/12/what-passion-will-buy-you/Vec sam izneo svoje misljenje o ovome - odabrati optimalnu kombinaciju profitabilnosti i podnosljivosti posla. Zatim preko toga doci do finansijske nezavisnosti i onda raditi ono sto se voli.

[noskich]

Indy, evo ti ideje za odmor od par nedelja: http://www.bellbunya.org.au/home

[noskich]

Evo siromashka koji jedva krpi kraj sa krajem jadnik sa platom od 350K: http://www.bloomberg.com/news/2012-02-29/wall-street-bonus-withdrawal-means-trading-aspen-for-cheap-chex.htmlJasan primer da bogatstvo nije garancija kvalitetnog zivota, samoostvarenja i finansijske nezavisnosti. Cak naprotiv, moze biti prepreka.

[Indy]

People who don’t have money don’t understand the stress

(Znam ja to dobro, vrlo mi je to blisko u famiiliji).U drugim vestima (meni jos blizim)

A couple living on the aged pension could afford just 2.1 per cent of listed rental properties

[Dagmar]

Evo siromashka koji jedva krpi kraj sa krajem jadnik sa platom od 350K: http://www.bloomberg...cheap-chex.htmlJasan primer da bogatstvo nije garancija kvalitetnog zivota, samoostvarenja i finansijske nezavisnosti. Cak naprotiv, moze biti prepreka.

Pa naravno da nije, ako zarađuješ pare samo za pola aviona a rešio si da kupiš ceo avion, onda si stvarno u problemu. Mada siromašni ljudi to slabo kapiraju, jako su neosteljivi na taj stres.Indy ne postoji li neki social housing tamo kod vas?

[Indy]

Ima... ono sto nema je affordable housing (posebno ne tamo gde ima posla).

[noskich]

(Znam ja to dobro, vrlo mi je to blisko u famiiliji).U drugim vestima (meni jos blizim)

Indy, proveri koliko je real estate u Otavi. A plate su identicne. Kanbera vodi 6:1 protiv Otave blago nama.Suludo je kupiti real estate u precenjenim delovima Australije sada. Da posedujem nesto odmah bi prodao i ziveo u iznajmljenom stanu. Edited April 29, 2013 by noskich

[noskich]

Pa naravno da nije, ako zarađuješ pare samo za pola aviona a rešio si da kupiš ceo avion, onda si stvarno u problemu. Mada siromašni ljudi to slabo kapiraju, jako su neosteljivi na taj stres.

Ima avion i za 15-20K polovan ili nov da ga izgradis iz kita 15-20K plus nov motor oko 30K.U oba slucaja moras da ulozis znacajno vreme i trud na u prvom slucaju restauraciju i odrzavanje ili na izgradnju u drugom.Za sve osim leta u kosmos postoji manje-vise pristupacna varijanta. Opet se ne mora biti bogat za to. Zato stalno i pricam da je suludo kupiti nekretninu u jednom gradu kao sto je Kanbera sto vec pomenuh ili kupovati nova luksuzna kola kojima vrednost pada 20% cim ih preuzmes od dilera.Ko je zaista strasno zainteresovan za nesto ce naci nacin da se u tome ostvari pre ili kasnije.