Tpojka Posted January 22, 2015 Share Posted January 22, 2015 Taman posla da tehnologija bude nepouzdana sa pripadajucim™ korisnicima. <_< Link to comment
Prospero Posted January 22, 2015 Share Posted January 22, 2015 (edited) AJE NewsVerified account @AJENewsBREAKING: Reports that Saudi King Abdullah has died. More soon. http://twitter.com/AJENews/status/558403169508921344 Edited January 22, 2015 by Prospero Link to comment
steins Posted January 25, 2015 Share Posted January 25, 2015 Brazilske države Sao Paulo, Rio de Žaneiro i Minas Žerais moraju da štede vodu, rekla je Tejšeira posle hitnog sastanka u glavnom gradu Braziliji. "Od kako su počela merenja u jugoistočnom regionu pre 84 godine, nikada nismo imali ovako delikatnu i zabrinjavajuću situaciju", rekla je Tejšeira. Vodovod Sao Paula, koji opslužuje više od osam miliona ljudi, sada je pao na 5,2 odsto svojih kapaciteta, uprkos nedavnoj kiši, prenosi brazilska televizija Globo i dodaje da je u oblasti u kojoj se nalazi vodovod akumulirano samo 33,5 odsto kiše prognozirane za ovaj mesec. U državi Rio de Žaneiro, glavni rezervoar vode pao je na nulu, prvi put od kada je izgrađen. jbte, ko da sam otvorio vesti u Zoni Sumraka..... Link to comment
Eraserhead Posted January 25, 2015 Share Posted January 25, 2015 (edited) ... Edited January 25, 2015 by Eraserhead Link to comment
Muwan Posted January 26, 2015 Share Posted January 26, 2015 In other news, Pakistan je za vikend fasovao nacionalni raspad elektromreže usled kojeg je više od 100 miliona ljudi ostalo bez električne energije. Razlog: teroristički napad na dalekovode koji je ujedno izbacio iz rada dve nuklearne elektrane. Link to comment
Eraserhead Posted January 27, 2015 Share Posted January 27, 2015 "Brazilian state-controlled oil company Petróleo Brasileiro SA could take a charge of about 52 billion reais ($20 billion) in its delayed third-quarter results to reduce the value of some assets, a Veja magazine blog said on Monday." Link to comment
Ryan Franco Posted February 1, 2015 Share Posted February 1, 2015 British army creates team of Facebook warriors http://www.theguardian.com/uk-news/2015/jan/31/british-army-facebook-warriors-77th-brigade Link to comment
Anduril Posted February 1, 2015 Share Posted February 1, 2015 Dobar tekst o stvarnom problemu sa svetskom ekonomijom: As safe as houses Banks have been boosting mortgage lending for decades, at the expense of corporate loans Jan 31st 2015 | From the print edition BANKS may be frail and dangerous things, but most economists see them as essential to growth. According to the centuries-old circular-flow model, which tries to explain how money moves between firms and households, it is their job to recycle private savings into business loans. That helps firms invest and grow. Places where spare cash is routinely stuffed under mattresses, in contrast, will tend to grow less fast. In practice, not all savings make their way into investment. For instance, as John Maynard Keynes pointed out in the 1930s, it is possible to have “savings gluts”—periods when households are more willing to save than firms are to borrow and invest. Ben Bernanke, a former chairman of the Federal Reserve, has shown that scarred banks curtail their lending to companies after financial crises even if they have sufficient funds, inhibiting economic growth. But it is not enough for banks to be handing out cash: just as important, a growing body of research suggests, is where the money goes. According to a new paper by Oscar Jorda, Moritz Schularick and Alan Taylor, the traditional view that banks primarily lend to businesses is out of date. In 1900 only 30% of bank lending was to buy residential property; now that figure is around 60% (see chart). Since the 1970s virtually the entire increase in the ratio of private-sector debt to GDP around the world has been caused by rising levels of mortgage lending. Corporate borrowing has remained flat. Far from channelling money to companies, modern banks resemble “real-estate funds”, the authors claim, in which long-term mortgage lending is funded by short-term borrowing from the public. The same authors also find that the growth of mortgage lending has led to property bubbles and financial instability. Their data suggest that rising levels of mortgage debt are a better predictor of financial crises than surges in other forms of lending. Worse, they find that financial crunches caused by mortgage binges result in deeper recessions and slower recoveries than episodes caused by other forms of debt. If mortgage lending is so risky, why are bankers so keen on it? The answer lies partly in public subsidies for mortgages, which have boosted home-ownership across much of the rich world. (America is one of the worst offenders, allowing home-owners to deduct the interest on their mortgages from their taxes, as well as insuring most mortgages to shield investors from losses.) More important, changes to international regulations on bank capital since the 1970s have also increased the supply of mortgages. Under the Basel I rules, which were first adopted in 1988, mortgages were deemed to be half as risky as corporate loans; some national regulators adopted even more skewed risk-weightings. The savings in capital this allowed brought banks higher rates of return on mortgages than on other forms of lending across the rich world. This explains why mortgage lending as a proportion of output has risen even in countries such as Germany and Switzerland, where home-ownership rates have not risen by much since the 1950s. It also explains why central banks the world over have found it easy to stimulate mortgage lending since the crisis, but not corporate borrowing. Lending through the roof So how are firms funding themselves since governments and regulators tilted the playing field in favour of home-owners? One of the fastest-growing sources of funds since the 1970s, when corporate loans began to stagnate, has been bond markets. In America, for instance, the stock of outstanding corporate bonds has grown from 11% of GDP in 1970 to more than 70% today. The growing frequency of financial crises may be accelerating this change. Recent research suggests that firms become more dependent on bond markets for financing during downturns, as banks seek to shrink their balance-sheets. As Fiorella De Fiore and Harald Uhlig show in a new paper, the Great Recession would have been worse if firms had not tapped bond markets when bank lending dried up. Whereas loans to American firms dropped from $4.5 trillion in 2007 to $3 trillion in 2012, bond issuance tripled. Europe and China have seen similar trends. This growing reliance on bond markets to fund firms has both good and bad effects. Capital-market financing may reduce the impact of company failures on the real economy. As another recent paper shows, over the past 150 years in America, bond-market crises brought on by rising corporate defaults have reduced economic growth much less than banking crises caused by loan defaults. This is because more of the risk is borne by private investors. If a bond defaults, the losses are passed directly to individual bondholders. If a bank loan is not repaid, however, the bank itself must absorb the losses. The insolvency of individual investors does not imperil an entire economy, but that of big banks can. Nonetheless, as many economists have noted, bond financing is not always better in the long run. Bond investors tend to prefer large companies with proven track records over riskier small and medium-sized firms. That is worrying in a world of slow growth. Historically, smaller firms have had the highest growth rates. They are needed to drive technological innovation and improvements in productivity. Subsidies and regulations that encourage mortgage lending, in short, have the unintended consequence of stemming the flow of capital to small firms, thereby holding back the economy as a whole. And yet last year America’s federal government announced that it would, in effect, expand its subsidies by insuring mortgages with downpayments as low as 3%. The British government, meanwhile, expanded a subsidy for those buying their first home. Such policies may yield political benefits, but their economic consequences are pernicious. Link to comment
bigvlada Posted February 2, 2015 Share Posted February 2, 2015 British army creates team of Facebook warriors http://www.theguardian.com/uk-news/2015/jan/31/british-army-facebook-warriors-77th-brigade Link to comment
iDemo Posted February 2, 2015 Share Posted February 2, 2015 Prema najboljoj US Army tradiciji... https://twitter.com/vlak_off/status/562224212845137923 Link to comment
Budja Posted February 2, 2015 Share Posted February 2, 2015 Dobar tekst o stvarnom problemu sa svetskom ekonomijom: Odlican i objasnjava zasto javne politike koje hoce i jare i pare (i stanove i korporativne kredite) ne idu ruku pod ruku. Tu mi pada na pamet Britanija kao primer i gde je debata zasto banke ne pozajmljuju bila glavna tema pre par godina. I deo o bankama vs. bond market je dobar: ulazak na bond market moze biti skup za male firme, a da trosak adverse selection ostaje visok, pa su banke za male firme prirodno resenje. Ima o tome dosta u literaturi. Link to comment
Eraserhead Posted February 2, 2015 Share Posted February 2, 2015 Ovaj je odlepio: Venezuelan shop owners arrested over long queues Link to comment
Budja Posted February 2, 2015 Share Posted February 2, 2015 Nema sta da odlepi, on se rodio odlepitis. Moze knjiga da se sastavi od njegovih bisera. Recimo:"Vecina naseg uvoza dolazi iz inostranstva." pa ona o pticici i Cavesu, pa ona da ce situacija 2015 biti teska ali da ce Bog pomoci... Link to comment
Eraserhead Posted February 2, 2015 Share Posted February 2, 2015 (edited) Nema sta da odlepi, on se rodio odlepitis. Moze knjiga da se sastavi od njegovih bisera. Recimo: "Vecina naseg uvoza dolazi iz inostranstva." pa ona o pticici i Cavesu, pa ona da ce situacija 2015 biti teska ali da ce Bog pomoci... Caves je bio inteligantan i znao je dokle da gura. Ovaj je potpuni psiho bez ikakvog osecaja za politiku. Jos ce za Citgo da se zajebe i onda ne znam gde ce naftu da preradjuje jer za njihov tip nafte mu treba USA sa kapacitetima za heavy oil refining. Edited February 2, 2015 by Eraserhead Link to comment
Takeshi Posted February 2, 2015 Share Posted February 2, 2015 savetnik vlade srbije na sudjenju za organizovanu prostituciju. kaze, nije znao da su dobijale pare za to. Dominique Strauss-Kahn trial: Witness testimony claims former IMF chief had orgy with 8 women in hotel suite (u odvojenoj anketi, 80% gradjana francuske misli da bi on bio bolji predsednik od olanda) Link to comment
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